Viewpoint
In-depth opinion and analysis from the industry’s thought leaders.
Viewpoint: Time for action on London market talent
The insurance industry needs to significantly increase the number of recruits under 30 – here is how we do it
Viewpoint: The metaverse presents insurers with game-changing opportunities and risks
With tech giants and big businesses investing billions in the metaverse, insurers must start thinking about how to take advantage or risk seeing others take their virtual place
Viewpoint: War in Ukraine is an unprecedented challenge for London’s A&H underwriters
The insurance market is all about understanding and mitigating risk, but when it comes to the rapidly evolving war in Ukraine, providing cover for journalists, humanitarian workers and advisers entering the country presents a number of major challenges
'The reinsurance community has set the bar for digital transformation'
Reinsurers and brokers have led the way in providing a model for global interoperability the rest of the industry can emulate, but this has not been accomplished overnight, rather it is the result of decades of thoughtful investment in digital capabilities
'Connected risk requires a connected response'
Finding the right responses to connected risk requires a connected approach, with re/insurers working collaboratively with clients and brokers to understand changing risks and mitigating them
'The reinsurance market has reached a tipping point'
Major macroeconomic and geopolitical realignments this year have exacerbated pressures and changed assumptions around capital, loss costs and yields. The signs of stress have already started to emerge
'Responding to marine pollution events requires effective planning'
As marine exposures increase and nation states continue to regulate the treatment of maritime pollution incidents, pre-incident planning has never been more critical
'Major disease losses on the rise as intensive farming increases'
Given the increased size of many livestock units, a major disease outbreak can be very costly – and the number of major claims have been rising
Insurers must prepare for a surge in casualty claims this summer
With inflation soaring and fears of a recession, tour operators, and their insurers, should brace for a surge in spurious and fraudulent claims
'MGAs are the future of the surety and bond sector'
MGAs need to participate in risk-sharing by transforming their renumeration models to include a profit commission and thus incentivise MGAs that are both innovative and provide effective underwriting capabilities for their capacity providers
'Heatwaves present overpayment risk to crop insurers'
Arable crops are at particular risk because of extreme dry weather, but the adverse effects of drought and heat stress, which will potentially damage crop yield and quality, are uninsured
Legacy sector needs to look to the future
The legacy market is continuing a period of robust growth, but those opportunities come with challenges for the market and its practitioners
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