Viewpoint
In-depth opinion and analysis from the industry’s thought leaders.
Viewpoint: How underwriting workbenches are driving growth
Traditional approaches to underwriting have long been plagued by inefficiencies, costing insurers billions in lost premiums and stifling growth opportunities
Viewpoint: The D&O market needs to be smarter about using technology
The race to provide an online offering for D&O insurance has led to over-simplification in situations demanding nuance and subtlety
Viewpoint: Black flag on the high seas
Supply chains are at increased risk of interruption by hostile actors, with Houthi attacks in the Red Sea forcing shipowners to reroute vessels
Viewpoint: Assessing risks in a big year for African democracy
With at least 18 elections scheduled to take place this year in Africa, insurers will need to keep an eye on risk dynamics and the profiles of insured assets and policy contracts
Viewpoint: Clear trends are emerging in professional lines
Last year was demanding for professional lines insurers, grappling with challenges such as inflation and economic uncertainty. As we enter 2024, some of these considerations will persist, while new ones will emerge
Viewpoint: After risk-sharing reset, vigilance is needed to promote stability in re/insurance
There has been a significant reset in the re/insurance sector in how costs of catastrophic risks are shared. This shift, together with improved pricing adequacy, helps the industry send clearer signals to clients and society about the rising cost of evolving risks and how to mitigate them. With volatility persisting, keeping pricing adequacy in focus is crucial
Viewpoint: Farm diversification is an evolving risk for agricultural insurers
Farm diversification creates new risks that must be carefully managed, so the insurance industry must adapt and coverage that aligns with the evolving needs of modern agricultural businesses
Viewpoint: Can good governance catch up with the rise of data science in insurance?
If insurers want to compete in the new AI-driven world, they must adopt data science in the right way, with the correct governance to ensure risks are managed and mitigated
Viewpoint: Turbulence ahead for the aviation insurance market
The frequency of catastrophic aviation losses has slowed in recent years but their severity has increased
Viewpoint: Can reinsurers now sustainably underwrite natural catastrophe business?
For much of the past decade, the ability of reinsurers to sustainably underwrite natural catastrophe risk – and to demonstrate this ability to stakeholders – has been in question and under threat
Viewpoint: Blueprint Two is a significant potential risk event
Blueprint Two is one of the larger programmes most of us will have experienced in our careers and brings the promise of many benefits in terms of improved data quality, reduced costs and increased resilience
Viewpoint: Balancing the opportunities and risks of generative AI
This year the focus on generative AI will only intensify – so it is time for a balanced view on the opportunities and risks we face when it comes to using this powerful technology
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