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InsurTech emerged as a sector within the global insurance industry around a decade ago as innovative start-ups looked to deploy technology to transform the insurance industry. InsurTech start-ups now number in the thousands with new entrants continuing to look for ways to modernise the insurance industry. The Future at Lloyd’s initiative is one of several opportunities for innovation and change, with several companies investing in the development of new tools to drive up revenue and drive down costs.


Innovation: HDI creates start-up to develop tech beyond insurance

HDI Th!nx aims to help clients to deal with risks created by digitised and automated business models

Technology and Innovation Insurtech

Speare-Cole: 'Machine learning will transform specialty lines underwriting'

With the recent launch of its US-based subsidiary, QOMPLX is now looking to provide cyber cover to large corporations, the president of the technology company's insurance division, says

International Specialty

Hard market will increase pressure on insurtech funding

Insurtech investment levels recovered in the second quarter of this year, but most of the issues that underlie the sector’s downturn have not gone away

Insurtech Coronavirus

Focus: The hard market 'has reduced the supply of investment capital for insurtechs'

Incumbents are now more likely to put the bulk of their free capital behind profitable quota share arrangements, and invest only in those insurtechs which are proven entities

Insurtech Asset Management/Investment

Insurers must be more proactive about mitigating their exposure to AI

The European Commission’s approach to regulating AI technology has been welcomed by insurers, but it will take time for the legal framework to catch up with the risks

Regulation Europe

Covid-19 pressures force insurtechs to call on incumbent players for more support

There are testing times ahead for the insurtech sector, especially for those that are highly leveraged

Insurtech International

Regulation will drive insurtech development in Europe

The US regulatory system must come to terms with insurtech innovation or risk losing out to the UK and the EU

Insurtech Regulation

Human skills will be vital to unlocking the full potential of AI

Future underwriters will be expected to work alongside AI systems to ensure all risks are accurately measured and priced, but there will be a need for new skills to develop

International Insurtech