Some MGAs see the pressure as an opportunity to distinguish themselves by demonstrating their underwriting and product governance expertise to ever more demanding capacity providers

Mobilising technology to manage the high volume of smaller claims will free up the specialist skillsets to resolve the complex, higher-value claims critical to commercial recovery in the aftermath of a cat event

Some independent entities are finding it hard to pay claims as competition from clubs intensifies

Infrastructure damage and transport disruption to provide logistical challenges for initial claims response