
Legal Focus

Legal Focus: New Building Safety Act will have an impact on professional indemnity cover
The legislation, which is expected to come into force by October 2023, imposes greater obligations on designers, contractors and building control bodies and will have implications for their insurance cover

Legal Focus: Challenging times for M&A transactions across Europe
Material adverse change clauses remain unpopular in European deals, but the frequency of earnouts has continued to rise

Legal Focus: Bar set too high for nightclub slipping accident
A recent case will be seen as good new for insurers in redressing the balance on liability claims

Legal Focus: Bankers may call on D&O policies as they face a new crisis
With bank stability again in the spotlight, are financial institutions’ directors’ and officers’ liability and bankers’ professional liability policies up to the job?

Legal Focus: France imposes new hurdles on cyber insurance claims
Changes to French law will increase the burden on victims of cyber attacks who wish to make a claim under their cyber policy

Legal Focus: One year on, the UK's effort to tackle dirty money has a mixed scorecard
The intent of the Economic Crime (Transparency and Enforcement) Act 2022 is clear, but more needs to be done to encourage enforcement

Legal Focus: Benchmarking and survey rules toughened up for US insurers
The US Department of Justice’s rescission of long-standing guidance creates uncertainty for market benchmarking activities

Legal Focus: Legal risk management considerations in complex commercial transactions
Commercial transactions can be increasingly complex, fast-paced and pressurised, creating the potential for mistakes to be made and for costly and high-profile claims to arise, so lawyers and their insurers should see sound risk management as time well spent

Legal Focus: The English courts are increasingly willing to hear environmental and ESG-related claims
The English courts are rapidly emerging as a hotspot for environmental litigation against multinationals and the willingness of the courts to hear such claims has shifted, with the potential legal mechanisms for bringing them continuing to be developed

Legal Focus: Does a shipper have a duty to procure insurance when shipping artwork?
A recent ruling by a district judge in New York suggests the substantive law remains unclear

Legal Focus: Grappling with the medmal insurance gap
The government is considering whether to require all healthcare professionals in the UK not covered by state indemnity to hold regulated insurance rather than discretionary indemnity

Legal Focus: Insurers face increased risk from evolving product safety laws
Tougher product safety laws will lead to more claims for insurers to handle
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