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Legal Focus

Set Alert for Insurance Day Regulars :: Legal Focus

'Insurers have role to play in mitigating wildfire risks'

Working with legislators, businesses, communities and individuals, insurers can help reduce exposure to wildfire losses
Legal focus Risk Management

ECJ to assess US data sharing concerns

Model clauses set out how personal data should be handled when transferred outside the EU to 'third countries', something relevant to insurers and their clients
Legal focus Regulation

'Increased value policies may not always work as the market expects'

The case of Involnert Management v Aprilgrange could have seen the insured recover on increased value section of construction total loss claims despite recovering nothing under hull and machinery section
Legal focus Claims Management

The Enterprise Act and the expansion of the duty of fair presentation

When an insured has a particular vulnerability that makes it more likely to make a claim for late payment of damages, does it have a duty to inform its insurer of this?
Legal focus Claims Management

From HIM to The Great Flood of 2050 - act of God or human action?

It may only be a matter of time before it will be possible to establish a link between extreme weather events and human activities, and from there to identifiable and actionable damage
Legal focus Hurricane Season

Hurricanes continue to prove a challenge to the market

In many storm claims there will be debate as to the actual cause of the loss triggering a policy
Legal focus Hurricane Season
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