
Legal Focus

Legal Focus: Slip and trip case catches insurer out
A recent case demonstrates the importance to insurers of clearly informing insureds of exclusion clauses in prescribed policies and the possible implications of not doing so

Legal Focus: Open justice and the new digital claims landscape
Digitisation of the court system has the potential to yield many benefits for users – from speed and consequential savings on costs to the simplification of process and implementation of automated action

Legal Focus: Economic concerns top risk agenda
Senior executives are more concerned about the economic risks facing their business than they were a year ago, but regulatory and compliance risks remain a top three concern, a new survey has found

Legal Focus: Lithium-ion batteries are a growing risk for insurers
Insurers should remain alive to the increasing risk of product liability claims and litigation arising from lithium-ion batteries

Legal Focus: Insurer overstepped mark with demands on insured
Insured’s duty to co-operate is not boundless and does not demand attendance at examinations that are not reasonably requested, US appeals court rules

Legal Focus: Economic Crime and Corporate Transparency Bill ups the ante for insurers
The bill will transform the role of Companies House and have a knock-on effect on the day-to-day operation of UK corporates, with implications for insurers

Legal Focus: High Court decision changes the status quo on prior knowledge
English Court's approach to imputation of knowledge will require insurers to improve data storage and internal accessibility between underwriting and claims teams

Legal Focus: New pre-action protocols aired by Civil Justice Council
Long-awaited report from the UK’s Civil Justice Council focuses on digitalisation of the justice system

Legal Focus: Fire risk dominates construction safety trends
The changing regulatory landscape for construction projects in the UK will have a significant impact on professional indemnity insurers

Legal Focus: Insurers lose out in church claim
In a recent US case, insurers lost their opportunity to dismiss a claim for declaratory relief

Legal Focus: Wrongful use of AI presents risks for insurers
To avoid some easily identifiable pitfalls of using AI, the form and content of the datasets made available to the system at the ‘input’ stage should be considered to reduce the potential to infringe contractual, IP or other rights and obligations

Legal Focus: Insurer wins in bad faith case
US district court dismisses claim for statutory bad faith connected to insurer’s conduct in relation to uninsured motorist coverage
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