Legal Focus
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Supreme Court rules on ‘deliberate act’ in public liability insurance
Judgment will have implications for liability insurers
Materiality does not require fraud
Misrepresentation can be material for the purposes of a coverage denial, US court rules
Assessing the climate change impact on ports, warehouses and storage risks
Claims history may help with identifying historical problems, but it does not help with identifying risks presented by changes in weather patterns and severity
Long Covid casts a dark shadow over the claims landscape
A clear link is being established between certain kinds of work and disability or death from Covid, with an ever-increasing number of occupations being targeted by the claimant market
'UK draft Online Safety Bill will affect insurers'
New rules do not expressly prohibit insurers offering cover for fines issued by Ofcom
'Insurers and insureds must keep pace with privacy rules'
A recent case in Illinois is a reminder of how privacy rules are constantly evolving
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