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Legal Focus



Legal Focus: FOS increases its reach in insurance disputes

The role of the Financial Ombudsman Service in employers’ and public liability claims examined

United Kingdom Casualty

Legal Focus: Covid-19 coverage dispute highlights importance of early decision-making

Strategic decisions made early in a case, including in which forum to file, can influence case-dispositive issues such as the law applied by the court

North America Legal focus

Legal Focus: Co-insurance proves tricky in construction contracts

Judgment in FM Conway v The Rugby Football Union makes clear how important the contractual arrangements are in determining the extent of project parties’ respective insurance coverage, even if co-insured

United Kingdom Casualty

Legal Focus: Why insurers need to prioritise prevention of customer harm

The industry is still some way from avoiding customer harm, meaning only the proactive will prevail as the FCA’s consumer duty comes into force

United Kingdom Regulation

Legal Focus: US looks to change rules on systemically important non-banks

Proposals would work in concert to alter the processes by which the Financial Stability Oversight Council designates non-bank financial companies as systemically important financial institutions

United States Regulation

Legal Focus: Accidental loss in the dock

High Court examines the test for accidental loss in the recent case of MacPhail v Allianz Insurance 

United Kingdom Claims Management

Legal Focus: Regulatory, economic and geopolitical factors to drive D&O litigation

Companies are seeing increased directors’ and officers’ exposures, reinforcing expectations insurers will face a rise in claims activity this year

Casualty Legal focus

Legal Focus: US court rules against insurer in compensation case

Seventh Circuit ruling in Astellas US Holding v Federal Insurance Company has significant implications for insurers of healthcare providers

United States Claims Management

Legal Focus: Merck prevails on cyber war clause appeal

New Jersey appellate court ruling in claim arising from the NotPetya attack shows traditional war exclusions are no longer suitable for cyber policies

Cyber Legal focus

Legal Focus: UK steps up on risk of insurance failure

New UK insurance resolution regime will target insurance failures that may pose a systemic risk and highlights the growing divergence in regulatory approaches within Europe

United Kingdom Regulation

Legal Focus: Global insurance industry faces regulatory and stakeholder pressure on ESG

The insurance industry across the world is fully aware of the risks and opportunities surrounding ESG despite a perfect storm of other concerns, the latest Global Insurance Law Connect Risk Radar reveals 

International Property

Legal Focus: UK set for biggest change to civil justice for a decade

New rules extend fixed recoverable costs regime from October 1, 2023 and include the introduction of a new intermediate track for claims up to £100,000 in value

United Kingdom Claims Management
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