Viewpoint
In-depth opinion and analysis from the industry’s thought leaders.
The cyber insurance market must focus on closing the protection gap
The cyber insurance market is set to triple in size over the next decade, but will still cover less than 1% of the economic impact of cyber crime
Viewpoint: Extreme weather and the path to clean energy
Climate change brings a wide array of challenges and opportunities for the insurance industry
Private investors’ opportunity at Lloyd’s
John Neal, chief executive of Lloyd’s, wants private capital to make up 20% of the whole market
Viewpoint: Insurers are critical to protecting investigative journalism
Efforts to prevent the scrutiny of investigative journalists are not new, but strategic lawsuits against public participation have been some of the most financially burdensome
Viewpoint: Insurers should embrace AI for a green makeover
Artificial intelligence’s potential to improve sustainability efforts is flying under the radar
Viewpoint: How underwriting workbenches are driving growth
Traditional approaches to underwriting have long been plagued by inefficiencies, costing insurers billions in lost premiums and stifling growth opportunities
Viewpoint: The D&O market needs to be smarter about using technology
The race to provide an online offering for D&O insurance has led to over-simplification in situations demanding nuance and subtlety
Viewpoint: Black flag on the high seas
Supply chains are at increased risk of interruption by hostile actors, with Houthi attacks in the Red Sea forcing shipowners to reroute vessels
Viewpoint: Assessing risks in a big year for African democracy
With at least 18 elections scheduled to take place this year in Africa, insurers will need to keep an eye on risk dynamics and the profiles of insured assets and policy contracts
Viewpoint: Clear trends are emerging in professional lines
Last year was demanding for professional lines insurers, grappling with challenges such as inflation and economic uncertainty. As we enter 2024, some of these considerations will persist, while new ones will emerge
Viewpoint: After risk-sharing reset, vigilance is needed to promote stability in re/insurance
There has been a significant reset in the re/insurance sector in how costs of catastrophic risks are shared. This shift, together with improved pricing adequacy, helps the industry send clearer signals to clients and society about the rising cost of evolving risks and how to mitigate them. With volatility persisting, keeping pricing adequacy in focus is crucial
Viewpoint: Farm diversification is an evolving risk for agricultural insurers
Farm diversification creates new risks that must be carefully managed, so the insurance industry must adapt and coverage that aligns with the evolving needs of modern agricultural businesses
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