Much of the debt issuance by insurers to date has been opportunistic, with companies taking advantage of favourable market conditions instead of repairing weakened balance sheets

The raising of equity capital, which does little to improve the credit quality of insurers, is increasingly looking to analysts like a hording of funds, akin to the panic buying of toilet rolls at the start of the pandemic

The Covid-19 market crash wreaked havoc on insurers’ investment portfolios in February and March, but whether the damage is long-lasting remains unclear

With bond performance challenged on multiple fronts, insurers must carefully manage their exposure to interest rate, duration, credit quality and sector-specific default risks in the coming months

Carriers have to take the utmost care how they manage the issues involving investment, solvency, claims and the resilience of their operational structures

An increase in the availability and diversity of ILS instruments outside of the well-modelled natural catastrophe perils will help to break through investment funds' current allocation ceiling 

Tumbling equity markets and widening credit spreads will challenge insurers’ solvency ratios as the coronavirus pandemic rolls on. For now, investment chiefs are in damage limitation mode, but opportunities to purchase assets at attractive prices could soon offer a silver lining

Lack of a standard legal framework is the most significant barrier to the development of a cryptocurrency insurance market

The coronavirus outbreak will only trigger insured losses equivalent to a moderate cat event, but the magnitude of the losses not covered by insurance represents a big challenge for the industry