Insurers are hoping for positive moves from the Lula government on insurance regulation and infrastructure investment to support innovation and premium growth

With US excess and surplus lines premiums up more than 25% in the first nine months of the year, participants say the market is stronger than it has ever been

The question of whether companies should pay ransoms to cyber criminals raises both ethical and legal questions. In France, the government has attempted to defuse legal fears by allowing payments to be made if the attack is first reported to the authorities. But there are difficulties with this approach

After a turbulent first six months of 2022, insurers’ appetite for cryptocurrency risks has shrunk significantly and many companies are struggling to place their programmes as a result. But some insurers see opportunities and new risk transfer structures are being developed

Inefficient processes and ignored consumers are creating opportunities for the region’s entrepreneurs, but start-ups are facing funding and regulatory challenges

Insurers and reinsurers are under pressure to introduce environmental, social and governance principles in their business practices, including the underwriting process. But many of the risks included under the ESG umbrella mirror the kind of situations that potentially expose directors and officers and their insurers