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Nick Young

Latest From Nick Young

What is 'accidental damage' in the context of an all-risks policy?

Justice Coulson's decision reinforces one of the underlying principles of insurance: that it is intended to protect against a risk or fortuity, not a certainty

Legal focus United Kingdom

Dousing the flames of arson

Insurance industry's participation in efforts to drive down the cost of arson is critical

Property Losses

Arson – whose problem is it anyway?

At present, there is a lack of joined-up thinking and joined-up working when it comes to tackling this issue

Legal focus United Kingdom

The final countdown… to an Insurance Contracts Act 2015?

Considering the main implications of the Law Commissions’ final clauses in the Insurance Contracts Bill

Legal focus Losses

Are you ready for an Insurance Contracts Act 2015?

Law Commissions’ draft clauses create implied term in every insurance contract insurers must pay sums due within a reasonable time

Legal focus United Kingdom

Legal focus: Warning on energy efficiency

UK commercial and personal lines property insurers should start checking the energy efficiency of the commercial and residential buildings which they insure, if those properties are rented out. The concern arises because of measures in the new Energy Act.

Property Legal focus
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