Technology has played a large part in addressing the challenges faced by mutual and co-operative insurers in the developing world, but it is time for new and more innovative approaches to be considered

The use of new technology is critical for the microinsurance sector, but without reliable data or actuarial capacity, it will be a real struggle to design sustainable products

Technology is a powerful enabler for smaller insurance organisations in emerging markets, allowing lower-cost delivery, a quicker turnaround time and enables companies to keep pace with fast-changing business and market environments