Joseph Ruby
Latest From Joseph Ruby
Are insurers underwriting cyber liabilities they do not intend to?
Policyholders without cyber cover are looking to general liability policies to make claims in the event of data breaches
Is your arbitration clause enforceable in the US?
The US favours enforcement of arbitration agreements as a matter of federal policy. However, by federal statute, regulation of insurance is left to the states, some of which disapprove of arbitration of insurance disputes.