Long Covid has implications for employers and their insurers 

The ball is in reinsurers’ court as to whether they aggregate pandemic-related business interruption claims after the Supreme Court rejected Covid-19 as a single event, but there is cautious optimism a solution will be found

Insurers continue to operate in an uncertain landscape as Covid-19 related issues re-emerge as areas of contention for future legal challenges

Moody’s Helena Kingsley-Tomkins on the outlook for the reinsurance industry in the next couple of years

Reinsurers are eyeing aggressive cyber growth, but rate rises alone will not be enough to achieve sustainable growth

The evolution of cyber attack activity as a service economy that enables unskilled actors to purchase attack capabilities and tools is a major challenge for risk modellers

The main responsibility for monitoring and investigating cyber crime rests with government and law enforcement, but businesses and their insurers also have a key role to play

Concerns over ransomware losses and risk accumulation have sent some cyber reinsurers into retreat mode. However, in a hardening market ripe with opportunity, insurers that truly understand their exposures should find no shortage of willing capacity

The FCA estimates the authorisation process for new insurtech ventures takes between three to four months – in reality it is taking up to 12 months

The development of new technology ecosystems is the most effective way to break down silos and achieve systems integration and genuine collaboration in the London market

African markets have the most to gain from insurtech, but a number of challenges must be addressed before success is guaranteed

Elevated combined ratios look like being the norm across the International Group for some time yet, as payouts and expenses continue to breach premium income

After three years of hardening rates in hull and cargo, capacity inflows are starting to dampen price hikes, but underwriters warn the segment’s risk profile has not fundamentally changed

The sector must grapple with a challenging mix of threats

Bunkering of fuels remains a complex issue, and poor fuels and poor handling of fuels constitute a significant risk for vessels and their insurers